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Book your fixed deposit
in just 3 simple steps

FAQS

  1. How does IndusInd Online Fixed Deposit work?

IndusInd Online Fixed Deposit can be opened instantly. Just follow the below 3 simple steps:

Step 1 – Visit www.IndusInd.com and fill up the online application.

Step 2 – Check the suitable Fixed Deposit type and authenticate your-self

Step 3 - Complete the application and transfer fund online for deposit creation

Your Fixed Deposit shall be created and a copy of deposit details shall be sent to you.

  1. How safe are IndusInd Bank’s Online Fixed Deposits?

Your deposits with IndusInd Bank are insured for up to Rs 5 Lakhs by the DICGC (Deposit Insurance and Credit Guarantee Corporation of India, a wholly owned subsidiary of the Reserve Bank of India). Terms & Conditions as defined by DICGC apply.

  1. What are the ways of funding Online Fixed Deposit account? When will the money get credited in my fixed deposit account?

You can pull funds from other banks to book the online fixed deposit via Debit Card, UPI & Net Banking. Existing IndusInd Bank customers can use their IndusNet Banking to book an FD

  1. When will my Online Fixed Deposit Account get opened?

If funding is from IndusInd Bank Savings account deposit will be opened immediately.The deposit shall be opened within 2 working days after the application is initiated if funding is from other bank, subject to payment realisation from your debiting Bank and credit from the Payment partner

  1. What are the interest rates for IndusInd Online Fixed Deposit?

The interest rates applicable for IndusInd Fixed Deposit can be seen here

  1. What is the minimum and maximum tenure and amount?

Existing IndusInd Bank customers can book an FD for any amount ranging from 10,000 to Rs. 10Lakhs. New customers can book an FD for an amount ranging from 10,000 to Rs. 90,000 only. You can book an FD with Minimum tenure of 6 month and maximum of 10 years.

  1. Do I need to be an IndusInd Bank account holder to open Fixed Deposit?

Not necessarily. This facility is available to both IndusInd Bank Customers & Non-customers. Non- IndusInd Bank customers, too can open an FD using their Aadhaar number, OTP and PAN card.

  1. Do I need to provide any documents for IndusInd Fixed Deposit?

Existing customers do not need to provide any documents. However, new customers will need to validate themselves using Aadhaar number, OTP & PAN card details. This is an online process, and NO documentation is required.

Eligibility

  1. Who are eligible to open IndusInd Online Fixed Deposit account?

All resident individuals over and above 18 years of age with valid PAN are allowed to open IndusInd Fixed Deposit online

  1. Can Online Fixed Deposit account be opened in the name of a Minor?

No, the online fixed deposit account cannot be opened in the name of a minor

  1. Is this facility available for existing customers?

Yes, this is available

Fixed Deposit Redemption

  1. How can I redeem/withdraw the fixed deposits opened online?

YYou can redeem the Fixed deposit by visiting nearest IndusInd Branch. IndusInd Bank Account holders (Savings/ current) can also do so online using IndusNet/ IndusMobile Application

  1. How will I receive my interest/maturity?

Interest/Maturity can be credited to the linked IndusInd Savings Account. If you do NOT hold an IndusInd Savings account, the amount, post maturity will be sent to you via a Demand Draft in your name.